Rates

Effective November 27, 2018

Account Type Interest Rate Annual % Yield Balance Tiers Minimum Balance
CHECKING WITH INTEREST 0.10 0.10 $2500 & UP $500
0.10 0.10 $500 TO $2499 $500
0.05 0.05 $0 TO 499 $500
MONEY MARKET ACCOUNT
(LIMITED TRANSACTIONS)
1.75 1.76  $50,000 and up
1.25 1.26  $10,000 TO $49,999
0.75 0.75  $2,500 TO $9,999
0.05 0.05  $0 TO $2,499
PASSBOOK SAVINGS 0.20 0.20 NONE $50
IRA SAVINGS 0.85 0.85 NONE

CERTIFICATE OF DEPOSIT SPECIAL
All CD’s are IRA Available

Account Type Interest Rate Annual % Yield Minimum Balance
5 YEAR 1 BUMP UP 3.00 3.02 $1,000
3 MONTH CD 0.20 0.20 $100
6 MONTH CD 0.75 0.75 $100
1 YEAR CD 2.00 2.01 $100
2 YEAR CD 2.25 2.27 $100
3 YEAR CD 2.50 2.52 $100
4 YEAR CD 2.75 2.78 $100
5 YEAR CD 3.00 3.03 $1000

INTEREST IS FIGURED ON A 365/366 DAY SIMPLE INTEREST BASIS AND IS COMPOUNDED QUARTERLY FOR CD’S & MONTHLY FOR OTHER DEPOSITS. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.  THE ANNUAL PERCENTAGE YIELDS SHOWN ABOVE ASSUMES REINVESTMENT OF PRINCIPAL AND INTEREST FOR THE ENTIRE TERM. FEES COULD REDUCE EARNINGS ON THE ABOVE ACCOUNTS. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL ON CD’S. ADDITIONAL ACCOUNT DISCLOSURE INFORMATION IS PROVIDED IN THE ACCOUNT RULES/DISCLOSURES. FOR CURRENT INTEREST RATE AND ANNUAL PERCENTAGE YIELD INFORMATION, CALL 1-715-538-1500.